The money from the national student loan goes to the Alipay account, but the special Alipay account will be automatically generated by the China Development Bank system, not the ordinary Alipay account. After the loan arrives, the funds will generally be automatically transferred to the designated account of the school to pay for tuition and accommodation.

Under the condition of socialist market economy, the national student loan is an important measure taken by the relevant departments to improve the financial aid policy system of ordinary colleges and universities in China and increase the financial aid for students from poor families in ordinary colleges and universities.