The second mortgage bank expects the annualized interest rate to be around 8%-9%. For example, Guangfa Bank and Minsheng Bank are one of the few banks that can handle housing in two mortgage. The loan term is 65,438+0-3 years, and the combined mortgage ratio (the ratio of the total amount of two outstanding loans to the value of the property) does not exceed 60%. Lending within 65,438+0-3 months. If the time requirement is not very strict, you can consider it.

The expected annualized interest rate of the pawnshop in the secondary mortgage is the monthly management fee. The term is 5 days to 6 months, and the maximum amount of two mortgages is 70% of the residual value of the house. The loan will be released within 7 days. People who are pressed for time can consider it.

The comparison is to go to a third-party loan company. The loan company's second mortgage is expected to have an annualized interest rate of less than 2% per month. The term is 6- 12 months, the combined mortgage rate is 70%, and the loan is released within 15 days. No matter which point, it is satisfactory and will not be useless.