Zhong Hui went bankrupt and the loan could not be repaid. As a borrower, you still need to repay the loan on time according to the contract. Even if the borrowing company goes bankrupt, the loan contract signed with it is still valid and needs to continue to fulfill its repayment obligations. If you can't repay on time, you may face penalties such as overdue repayment and penalty interest, and even affect your personal credit record, which will have a negative impact on future loans.