Gitzo requires that interest, fees and all important terms and amounts be clearly communicated with customers in the contract and related documents, and that customers sign for confirmation after understanding them. If the customer's repayment is overdue, the collection department will call or SMS to remind him, and even ask the customer to fulfill the repayment obligation through legal procedures.
In addition, Gitzo Consumer Finance Co., Ltd. has been granted access to the personal credit information system of the People's Bank of China. In order to enjoy the loan services of banks and other financial institutions smoothly in the future, consumers are advised to maintain a good credit record in Gitzo.
Online loan overdue solution:
One: If it is really unable to repay, it shall negotiate with the lending institution to extend the repayment period or repay by installments.
2. If the lending institution fails to perform the judgment of the court within the performance period after suing the court and winning the case, it will apply to the court for compulsory execution.
Three. When accepting enforcement, the court will inquire about the real estate, vehicles, securities, deposits, etc. under the name of the lender according to law.
4. If the lender refuses to perform the effective judgment of the court because there is no enforceable property under his name, it will record negative information such as overdue repayment in the personal credit report, which will restrict his excessive consumption and entry and exit, and may even lead to judicial custody.
Legal basis: Notice of the Ministry of Public Security on prohibiting public security organs from intervening in economic disputes and illegally arresting people; When undertaking economic crime cases, local public security organs must strictly implement the provisions of the Supreme People's Court, the Supreme People's Procuratorate and the Ministry of Public Security on the jurisdiction of cases. It is necessary to correctly distinguish the boundaries between economic crimes such as fraud, speculation and smuggling and economic contract disputes, and accurately characterize them. No public security organ may intervene in any economic disputes such as debts and contracts.