1, housing loan application information
2. The borrower's valid ID card and household registration book;
3, proof of marital status, unmarried need to provide proof of unmarried, divorce needs to issue a court civil mediation or divorce certificate (indicating that you have not remarried after divorce); If you are married, you need to provide your spouse's valid ID card, household registration book and marriage certificate.
4. The borrower's income certificate (salary income certificate or tax payment certificate for half a year).
5. Real estate title certificate;
6. Guarantor (ID card, household registration book, marriage certificate, etc. Is required)
7. The loan can only use collateral, and the sum of loan amount and interest during the loan period cannot exceed1/2 of the assessed value of collateral;
8. Have a long-term and stable income source, which is enough to pay the monthly loan principal and interest;
9. Guarantor; The loan needs to pay lawyer's witness fee, mortgage registration fee, mortgage property insurance fee, property appraisal fee, etc. It usually takes about 1 month to get a loan.