Housing mortgage loan is a personal housing loan business process in which buyers use the purchased houses as collateral and the real estate developers of the purchased houses give regular guarantees.
To put it bluntly, mortgage loan means that the mortgage lender transfers the property right of the house to the mortgage loan, and the beneficiary acts as repayment, ensuring that after the mortgage lender settles the loan, the beneficiary transfers the ownership of the house to the mortgage lender, and the mortgage lender owns the ownership all the time.