In life, everyone has a situation. Sometimes I feel a little embarrassed to borrow money from friends around me. However, it is not only slow to borrow money from banks, but also a lot of materials need to be prepared. More importantly, there is no time. After all, it is used. And Ping An Good Loan Credit Loan can effectively solve everyone's capital needs. As long as the materials are complete, they will be received within one hour after the audit is completed.
Second, what are the formal platforms?
National formal platform loans: Ant Loan, Micro Loan, Instant Consumer Finance, JD.COM Gold Bar and Ping An Hewlett-Packard Loan.
1, borrowed by ants.
Ant Borrowing is the loan service of Ant Financial Service launched by Alipay. At present, ant borrowing is only open to users with sesame score above 600, and the specific amount and interest rate of ant borrowing are also closely related to sesame score. The higher the sesame score, the easier it is for users to get loans. The maximum loan amount is 300,000 yuan, and the interest rate is generally low.
In addition, users who often use ants to borrow money will have a higher quota and lower interest. At present, ants borrow it and use it to pay it back, with a minimum daily interest of one ten thousandth.
2. Microfinance.
Micro-loan is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, Tencent's first internet bank in China, for QQ users and WeChat users. Launched on 20 15.
Micro-loan adopts invitation system, and only invited users are eligible to use micro-loan. Micro-loans provide users with a loan amount of up to 300,000 yuan, and also adopt the method of daily interest, with a minimum daily interest of 1.5%.
3. Consumer finance immediately.
Instant Consumer Finance is a licensed consumer finance institution approved by China Banking and Insurance Regulatory Commission. At present, it has two products: instant installment and comfortable flower, covering two major consumer finance fields: consumption installment and cash installment. At present, consumer finance provides users with a loan amount of up to 200,000 yuan, and the application conditions are relatively low. You only need to provide the corresponding income proof to apply.
4.JD.COM gold bars.
JD.COM Gold Bar is a credit loan product under Jingdong Finance. At present, JD.COM gold bars adopt the application system, and users can apply independently. At present, JD.COM Gold Bar provides users with a maximum loan amount of 654.38+10,000 yuan, which is repaid in monthly installments with a minimum monthly interest rate of 0.5%.
5. Ping An Pratt & Whitney Loan.
Ping An Pratt & Whitney is a consumer financial institution under Ping An Bank, which specializes in serving individuals. At present, Ping An Pratt & Whitney has several loan products, such as I loan and oxygen loan. The official claims that it takes only 3 minutes at the earliest to lend money, and the application threshold is not very high. It is very convenient to use and the user's evaluation is also very good.
3. What are the formal loan platforms? Please recommend it.
Consult Beijing Lending Link. A friend made a provident fund loan, with interest first and principal later, and the interest was very low. Thanks for your support. I hope my answer will help. Welcome to visit.
What are the formal loan platforms? Please recommend it.
From a practical point of view, the basic conditions for loans are:
First, Chinese mainland residents, under the age of 60;
Second, it has a stable address and work or business premises;
Third, there is a stable source of income;
Fourth, there is no bad credit record, and loans cannot be used for stock trading and gambling;
Fifth, have full capacity for civil conduct.