I. Procedures for granting national student loans: 1. The general borrower should apply for a loan at the designated department (student office) of the school within 10 days after the start of the new school year; 2. The borrower shall truthfully and completely fill in the relevant contents of the National Student Loan Application Approval Form; 3. In accordance with the examination and approval regulations, the school carefully examines the authenticity of the application form and the documents provided by the students, and then sends them to the credit intermediary institutions designated by the bank for credit review; 4. Credit intermediaries conduct credit investigation and evaluation, print the application form after approval and send it to the applicant; 5. The borrower, introducer, witness and relevant institutions shall sign and seal the printed application form and send it to the bank; 6. After examination and approval by the bank, notify the school where the qualified applicant is located, and the applicant must bring his/her ID card to sign the contract with the bank at the agreed time; 7. Bank loans. Among them: the tuition and accommodation loan is transferred to the school account year by year according to the school tuition and accommodation standard; Living expenses loan; According to the standard of basic living expenses in Beijing, it is directly transferred to the current account opened by individual students in the savings office of Industrial and Commercial Bank of China. Second, the loan term: from the date of issuing the first loan to the date of paying off the principal and interest in full, the handling bank will specifically determine the term of each loan according to the student's application, which shall not exceed four years after the borrower graduates (the loan term shall be determined accordingly according to the actual academic system). Loan amount This kind of loan is only for students to pay tuition, accommodation and living expenses. The sum of the three items shall not exceed 6,000 yuan per person per academic year, and the monthly living expenses loan shall not exceed 250 yuan per person.