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College students' entrepreneurial loans in 2020-the maximum amount is 6,543.8+0,000 yuan.
College students' entrepreneurship is an entrepreneurial process with college students and graduates as the main body of entrepreneurship. If the venture capital is not enough, you need to use the venture loan. Next, I recommend the 2020 college students' entrepreneurial loan for everyone, hoping to help you!

The reporter learned from the municipal government on June 5438+04 that the city has issued a notice on doing a good job in promoting employment at present and in the future. Our city will further reduce the labor costs of enterprises, continue to extend the phased rate reduction policy of unemployment insurance, and maintain the unemployment insurance rate at 1% to support enterprises to reduce costs and increase efficiency.

50%

Enterprises that are legally insured and pay in full for more than one year without layoffs or less layoffs can return 50% of the unemployment insurance premiums actually paid in the previous year.

Three million yuan

The maximum amount of qualified small and micro enterprises applying for business guarantee loans can be increased to 3 million yuan.

10000

In three years, more than 10000 young people will take part in employment internships.

10 times

The balance of loan liabilities guaranteed by the guarantee fund can be expanded to 10 times the amount of the guarantee fund.

65438+500,000 yuan

Eligible self-employed entrepreneurs can apply for business guarantee loans, and the maximum loan amount can be increased to 6.5438+0.5 million yuan.

During the year, enterprises in difficulty registered unemployed people.

Incorporate into the scope of people with employment difficulties

Continue to implement the "escort action" of unemployment insurance to help enterprises stabilize their jobs and implement the policy of returning unemployment insurance premiums. Enterprises that are legally insured and pay in full for more than one year without layoffs or less layoffs can return 50% of the unemployment insurance premiums actually paid in the previous year. For the insured enterprises with historical arrears of unemployment insurance benefits, they can apply for return after paying back the arrears or signing a holdover agreement according to regulations; For pillar industrial enterprises with large-scale unemployment risk and no or less layoffs, the return standard will be raised 10% after being approved by the Provincial Department of Human Resources and Social Security? 20%。 During the periods of 20 19, 10/0, and 3/2 1, the return standard will be determined according to the monthly per capita unemployment insurance premium and the number of employees who have been insured for six months.

At the same time, establish and improve the government financing guarantee system, and government financing guarantee institutions will give priority to providing low-rate guarantee support for qualified small and micro enterprises. We will implement the policy of reducing fees and awards for financing services, and focus on supporting financing guarantee institutions with single-family loans100,000 yuan or less, large-sum guarantee business for small and micro enterprises, and a guarantee rate of less than 2%, so as to reduce the financing guarantee rate for small and micro enterprises.

Establish a helping account for difficult enterprises. For enterprises that really need layoffs, guide them to formulate a layoff plan according to law, clarify the list of layoff personnel, layoff time, implementation steps, economic compensation methods for laid-off personnel, and fulfill legal procedures. The specific identification of difficult enterprises shall be carried out in accordance with the unified standards of the whole province.

Strengthen enterprise employment support services and actively build a recruitment docking platform. For enterprises that have laid off more than 50 employees at one time, the public employment service agencies in our city should hold special recruitment service activities in a timely manner according to the professional skills and employment willingness of the unemployed in enterprises to help the unemployed find jobs in time. Unemployed persons registered as unemployed in difficult enterprises during the period of 1 October 20 19,1to 12, 3 1 are all included in the scope of people with employment difficulties and enjoy employment support policies for people with employment difficulties according to regulations. Other enterprises that once absorb laid-off workers from enterprises with difficulties 10 or more will be given the award-winning job introduction subsidy from 500 yuan.

College students who meet the requirements of entrepreneurship

You can apply for a venture loan with a maximum amount of 6,543,800 yuan.

We will build all kinds of innovative and entrepreneurial carriers and innovative and entrepreneurial service institutions to encourage and support key groups to start businesses. Increase the maximum amount of venture loans. Eligible self-employed entrepreneurs can apply for business guarantee loans, and the maximum loan amount can be increased to 6.5438+0.5 million yuan. If small and micro enterprises apply for business start-up guarantee loans, within 12 months before applying for loans, the number of new employees who meet the application conditions for business start-up guarantee loans will reach 25% of the existing employees (15% for enterprises with more than 100 employees), and the maximum loan amount can be increased to 3 million yuan.

The balance of loan liabilities guaranteed by the guarantee fund can be expanded to 10 times the amount of the guarantee fund. Improve the compensation mechanism of the guarantee fund, and share the entrepreneurial guarantee loan that the individual borrower really can't repay with the guarantee fund and the handling financial institution according to the ratio of 8: 2. To implement the incentive policy for business guarantee loans, the municipal finance will reward business guarantee loan fund operation and management institutions and other units with work subsidies according to a certain proportion of the total new loans in the city in that year.

Increase the amount of loans for college students to start their own businesses. Eligible entrepreneurial college students can apply for entrepreneurial loans with a maximum amount of 6.5438+0 million yuan, and the loan period generally does not exceed 2 years. Continue to strengthen the monitoring of loan operation, strengthen the issuance and recovery of loans, increase the punishment for college students' self-employment loans, and improve the quality of loans.

Encourage all districts and counties (development zones) to cooperate with leading enterprises, universities, research institutes and small and medium-sized enterprises. We will build a science and technology business incubator, a creative space and a standardized business incubator base for the employment of key groups such as college graduates and returning migrant workers, and provide high-quality, efficient, low-cost or zero-fee "one-stop" business services for entrepreneurs. Give business incubation subsidies according to the current business incubation base (Pioneer Park) management measures in our city; Strengthen the energy efficiency improvement of enterprise incubation carriers. Implement the dynamic management mechanism of business incubation base, and disqualify those with poor incubation effect; Strengthen the tracking of subsidy funds for business incubation, and further enhance the effectiveness of funds; The incubation period of the entrepreneurial entity that has settled in the business incubation base shall not exceed 3 years at the longest. Improve the selection and recommendation of entrepreneurial stars, select 10 "Xi entrepreneurial stars" every year, and increase the reward fund to 30,000 yuan per person.

Training personnel who have achieved employment within 6 months.

According to the current corresponding subsidy standard in our city, the subsidy is 1.5 times.

Support difficult enterprises to carry out on-the-job training for employees. 20 1 9,65438+10,1to 65438+2,31,the funds needed for on-the-job training organized by difficult enterprises shall be paid from the education funds of enterprise employees according to regulations, and the insufficient part may be appropriately subsidized by the employment subsidy funds after being examined and evaluated by the administrative department of human resources and social security.

Cancel the accreditation system of designated institutions for vocational skills training, adopt the government bidding model, and support all kinds of vocational colleges (including technical colleges), ordinary colleges and universities, vocational training institutions and qualified enterprises to undertake vocational skills training or entrepreneurship training for unemployed people through bidding. Those who have passed the training or obtained the vocational qualification certificate after training and achieved employment within 6 months will be subsidized according to 1.5 times of the current corresponding subsidy standard in our city, and other subsidy standards will remain unchanged.

20 19, 10, to 2020, 12, 3 10. During the training period, the transportation and living expenses will be subsidized according to the standard of 50 yuan per person per day, and each period will not exceed 2,500 yuan, and each person can only enjoy it once a year, but cannot receive it at the same time.

Relax the application conditions for skills upgrading subsidies. 1 October 20 19,1to February 2020 12, 3 1, the scope of applicants for unemployment insurance skills upgrading subsidies has been expanded to employees of enterprises, institutions and private non-enterprise units. The payment condition is that the employee has paid unemployment insurance premium 12 months (inclusive) and participated in the insurance.

Encourage and support qualified technical colleges and training institutions to participate in new apprentices and short-term technician training. If the employees of enterprises participating in the training have obtained the corresponding vocational qualification certificates or vocational skill levels or training certificates issued by the human and social departments, the training subsidy of 1 1,000 yuan will be given to each training institution for senior workers and below, and the training subsidy of 2,000 yuan will be given to technicians and senior technicians.

A person on probation

In three years, more than 10000 young people will be employed as apprentices.

Improve the policy of supporting youth employment internship, and implement the "Three-year Action Plan for Youth Employment Internship" from 20 19, so that more than 10000 young people will participate in employment internship in three years; The scope of training will be expanded from unemployed college graduates to unemployed youth aged from 16 to 24, the probation period will be relaxed to 3 to 12 months, and employment internship subsidies will be given according to regulations. Implement a one-time student retention subsidy and encourage enterprises to absorb students' employment.

Unemployed people can apply for unemployment registration in public employment service institutions in permanent districts and counties, and apply for employment and entrepreneurship services, employment support policies and preferential tax policies for key groups. Among them, the elderly, disabled, low-income families and other workers can apply for recognition as permanent residents with employment difficulties and enjoy employment assistance. Public employment service agencies at all levels shall not refuse to provide the above services on the grounds that the household registration is not located in the permanent residence.

For unemployed people who meet the requirements of receiving unemployment insurance benefits, unemployment insurance benefits will be paid in full and on time, and price subsidies will be paid according to regulations. The unemployment insurance fund will remit the basic medical insurance premium and serious illness insurance premium during the period of receiving unemployment insurance benefits. Give temporary living allowances to eligible laid-off workers with difficulties in life. The minimum living guarantee is given to families whose per capita income of family members living together is lower than the local minimum living guarantee standard and meets the requirements of the local minimum living guarantee family property status. Emergency and transitional assistance shall be given to families or individuals whose basic life is in trouble due to unexpected events, accidental injuries, serious diseases or other special reasons, and who are temporarily unable to be included in other social assistance systems, or whose basic life is still in serious difficulties after assistance.

In addition, establish the Xi employment and entrepreneurship joint conference system, strengthen coordination and cooperation, and form a joint effort.

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