First, encourage more financial service providers to participate in rural financial services. Rural poverty and remote areas have high credibility, low financial risk and low loan loss rate, and the microfinance market has broad prospects. A survey by Action International shows that microfinance is regarded by many banks as a means to reduce the overall risk of banks. Therefore, it is necessary to break the misunderstanding of the high cost of financial services in rural poverty and remote areas, realize economies of scale, control costs, improve efficiency, maintain appropriate profitability and attract more institutions to participate in rural financial services by formulating appropriate pricing strategies. It is necessary to give full play to the comparative advantages of different types of institutions such as commercial banks, policy banks, small loan companies and non-governmental organizations, and integrate these scattered retail financial institutions into an organic inclusive financial system by providing diversified financial services to meet different financial needs in rural areas.

The second is to give full play to the guiding role of credit policy. Actively explore new modes and methods of re-lending and re-discounting management for supporting agriculture to promote the development of inclusive finance, directly and indirectly guide various rural financial service institutions, extend more financial services and financial products to rural poor and remote areas, and help rural poor and low-income people get rid of poverty and become rich.

The third is to deepen the construction of rural credit system. It is necessary to guide all banking financial institutions to carry out farmers' filing, rating and credit granting in a solid manner, and vigorously develop farmers' micro-credit loans. At the same time, relying on the clearing and payment settlement functions of rural financial infrastructure, cash stock and flow data such as farmers' deposits and consumption records can be incorporated into the credit rating system of rural microfinance and commercial banks' loans for supporting agriculture as an auxiliary means to expand the reference basis of credit rating and more truly reflect farmers' credit degree and repayment ability.

The fourth is to strengthen the management and service of RMB circulation in rural areas. On the basis of helping farmers withdraw money, we will set up projects such as exchange of damaged RMB, adjustment of small denomination RMB surplus and deficiency, anti-counterfeiting publicity, anti-counterfeiting monitoring, and communication agency to facilitate remote rural people to use cash, exchange small change, and exchange damaged RMB. At the same time, we will expand financial publicity and crack down on criminal acts such as manufacturing and selling counterfeit money.

The fifth is to open up new channels for safeguarding the rights of rural financial consumption. Actively carry out publicity on safeguarding the rights of financial consumption, assist financial institutions to handle financial consumption complaints, guide farmers to safeguard their rights by classification, solve farmers' complaints, and further accelerate the healthy and rapid development of rural financial industry.

The sixth is to build a dynamic monitoring network of rural economy and finance. Establish a normalized information collection and feedback mechanism to assist financial institutions to carry out economic and financial operation monitoring, analysis, investigation and research, and form a monitoring network with wide rural coverage and true and reliable information feedback.

Seventh, relying on the bank card to help farmers withdraw money service points to carry out financial knowledge propaganda work. The process of inclusive financial system going deep into poor and remote areas is actually a process of popularizing financial knowledge and raising farmers' financial awareness. With the continuous improvement of rural financial infrastructure and the popularization of rural financial knowledge, rural areas, especially poor and remote areas, can gradually understand and accept all kinds of modern financial services, enjoy the development achievements of modern payment system, promote the continuous upgrading of rural financial services, make up the gap between financial supply and demand, and let every member of society enjoy the power of financial services equally, and implement the "development of financial inclusive system" proposed by the central government.