China Construction Bank Huizhi Test is a loan amount estimation service, which predicts the loan amount that users may get by analyzing their financial data and business information at CCB. This process does not involve the inquiry of credit report, so it will not affect the user's credit record.

A credit report is a document that records personal credit history and credit status. If the user has bad credit behaviors such as overdue repayment, this information will be recorded in the credit report. However, CCB understands that your calculation did not inquire about this information, so it will not have any impact on the credit report.