1. Loan: Loan is a loan service launched by Alipay. According to different sesame scores, users can apply for different loan quotas. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan. 2065438+20081October 9, 65438+2065438, or due to excessive leverage ratio, in violation of the relevant regulatory provisions of the central bank, actively closed some user accounts and controlled the loan balance.
2.JD.COM Baitiao: JD.COM Baitiao is an Internet consumer financial product, which refers to a brand-new payment method of "consumption first, payment later" introduced by JD.COM. You can enjoy the longest 30-day deferred payment period or the longest 24-month installment payment by using white bars on JD.COM website, which is the first Internet consumer finance product in the industry. Since then, "Baitiao" has also opened up O2O(JD.COM arrives at home), global purchase and product crowdfunding within the JD.COM system, and then gradually covered the fields of renting, tourism, decoration, education, wedding and so on, extending from credit house purchase service to providing credit consumption loans, covering more consumption scenarios and providing credit consumption services for more consumers.
3. Free payment: Free payment is a small consumer loan product launched by Suning Consumer Finance Co., Ltd., which provides consumers with consumer financial services such as unsecured, unsecured, 0 down payment with low interest, payment after consumption, 30 days interest-free, and innovates and practices the full-scene O2O consumer finance model.
4. Micro-loan: Micro-loan is a pure online micro-credit revolving consumer loan product launched by Weizhong Bank, the first Internet bank in China, for WeChat users and mobile QQ users. 20 15 was launched on mobile QQ in May and on WeChat in September. "Micro-loan" adopts the user invitation system. At present, invited users can see the "micro-loan" entrance in both the "QQ Wallet" of mobile QQ and the "WeChat Wallet" of WeChat, and can get a maximum loan amount of 300,000 yuan.
5. Qianhua: Qianhua is a credit service brand under Xiaoman Finance (formerly known as Baidu Finance, renamed on June 20 18), formerly known as Baidu Qianhua, which aims to provide personal consumer credit services for the public and create an innovative consumer credit model. Using Baidu artificial intelligence and big data risk control technology, it provides users with convenient, fast and safe internet credit services, which has the characteristics of simple application, fast approval, high quota, fast lending and strong security.