"year rush", that is, you can only apply once a year. Using the "annual rush" method can be understood as partial prepayment once a year, which is more suitable for customers with large balance in provident fund accounts and low cash pressure, and can repay more principal at one time, which can effectively reduce the total repayment interest.
2. Monthly repayment method: The monthly repayment method refers to the method of directly extracting the principal and interest of the current month's housing loan from the borrower's housing provident fund account every month.
"Monthly rush" can be handled on any working day, which is suitable for customers with high cash pressure in the early stage of repayment and can effectively reduce the pressure of early repayment.
3. Comparatively speaking, the total loan interest generated by "annual mortgage" is less than that generated by "monthly mortgage". However, when making specific choices, you still need to make choices according to your actual situation.