; ? What if there are not enough tickets for friends who want to buy Chery cars? You can apply for Chery automobile loan to solve it. What are the conditions for applying for a loan? What else should we pay attention to? Next, I will answer all your questions!

I. Conditions for applying for Chery Automobile Loan

1,/kloc-citizens over 0/8 years old with full capacity for civil conduct;

2. Have legal identity documents, local permanent residence or valid residence certificates;

3. Have a stable income and the ability to repay in full and on time;

4. No bad credit record;

5. Have a certain percentage of down payment;

6. Sign a car purchase agreement or other car purchase certificates with the cooperative dealers.

Second, the procedures for handling Chery automobile loans

1 Borrower submits application materials;

2. The handling institution or bank conducts preliminary examination on the application materials submitted by the borrower, and conducts credit investigation and customer evaluation on the borrower;

3 through the preliminary examination and credit investigation, examination and approval of loan applications that meet the loan conditions;

4. After approval, notify the borrower to go through relevant procedures such as contract signing, loan, mortgage or pledge; If it fails to pass the examination and approval, a supplementary explanation shall be given to the borrower;

After the loan contract comes into effect, the handling bank will issue loans. Special loan method is adopted, that is, according to the loan contract, the agency or bank directly transfers the loan to the dealer account of the borrower's car purchase.

Third, the channels for applying for Chery automobile loan

1, bank loan

The borrower directly prepares all the information needed for the loan and applies for the loan in the bank. After the approval of the bank, the borrower can pick up the car by paying the down payment and other expenses;

2. credit card installment payment

Credit card installment requires the borrower to have the conditions for credit card installment. After the conditions are met, call the bank to apply for a loan, and you can get a loan after the application is passed;

3. Consumer finance companies

If you can't get a successful loan through a bank or a credit card, you can apply for a loan from a local consumer finance company. The relative conditions of consumer finance companies are not so harsh, but the corresponding costs will be higher. Instructions for auto lenders

The answer? 2022-08- 17