If you don't pay back for a long time, the bank will usually give you money. If the evidence is conclusive, you are sure to lose the lawsuit, but don't be afraid. Litigation is normal. Come back at this time and see what assets you have. What can a bank do if you have no assets? Deal with bad debts. But you can't borrow any more in the future. Unless you pay off all the debts, including interest.

Second, let me ask. I also owe the bank 2000 yuan, but I haven't paid it back yet. Isn't it because they have no attitude? ...

The consequence is the final judicial intervention.

If it is a loan, you will probably have to trouble your guarantor, or in fact accept your mortgage.

If it's because of the bank's operational mistakes, you took 2000 yuan more money that belongs to you. Since they are looking for you so fiercely, they must have conclusive evidence in their hands. There is no doubt that there are surveillance videos in the business hall of the bank, which are basically comprehensive.

It's not about their attitude. I'm from the bank. I started a business once, and my salary dropped by two and a half months. I also contacted that customer for a long time. At that time, he was really busy, but I was in a hurry, because I was late for work and didn't make up 2000 yuan, and I had to deduct the bonus if I made a mistake.

So it is inevitable that the tone is a bit urgent.

So, buddy, just pay it back early, or you want to get a loan or something in the future, there is no discussion. Now all banks verify online. Your credit in this bank is not good, and everyone else knows.

3. I owe China Bank a credit card of 2000 yuan, which has not been paid back for five years. How much do I owe?

The overdraft interest rate is 0.5 ‰ of the daily interest rate, with monthly compound interest. If the minimum repayment amount cannot be repaid before the due repayment date (inclusive), in addition to paying the loan interest, a penalty shall be paid to the bank according to a certain proportion of the outstanding minimum repayment amount. The specific calculation method of repayment penalty is: repayment penalty = (minimum repayment amount-paid amount) ×5%. You can check the arrears through China Bank credit card WeChat official account, mobile banking, colorful life APP, customer service hotline and other channels. The above contents are for your reference, and the relevant product/business policies, operating procedures, charging standards and other information are subject to your actual business. If in doubt, please continue to consult the online customer service of Bank of China. If you have other business needs, please download the mobile banking APP of Bank of China or follow "Bank of China Micro-Banking" on WeChat to continue consulting and handle related business.

4. Will the bank pursue the death of a person who owes 2,000 yuan for credit card for four years?

Hello,

this situation

No matter how much money you owe, you should take the initiative to pay it back.

Banks generally don't,

But if you don't answer the phone at all, you will.

Credit card overdue solution:

1. As a credit card holder, once the repayment cannot be made on time due to unemployment, illness or other accidents, the cardholder should take the initiative to call the bank credit card center to make a statement before the deadline for repayment comes.

Your own financial situation, declare that you have no malicious default, and apply for deferred repayment and interest concessions.

2. In view of the positive performance and record of cardholders, banks often agree to postpone repayment, and negotiate with cardholders on the repayment plan, extension period, interest discount and monthly repayment amount acceptable to both parties.

In this way, if you take the initiative to contact the bank and the bank agrees to postpone the repayment, you will not be recorded in the bad record, but you need to repay as agreed.

If you usually neglect to repay, you will find it best to repay in full. Then call the bank's credit card center and declare the non-malicious arrears. If the previous record is good,

And overdue may not be recorded as a bad record. Don't be careless in the future. Be sure to pay attention to the bank's bill notice and collection information to avoid overdue.

4. Credit card repayment information will be recorded by the central bank's credit information system for 24 months, that is, credit card overdue repayment will not be saved for two years. If the card is used for termination, the corresponding record will no longer be available.

Rolling, but after saving the repayment for a long time, it is best not to cancel the credit card immediately after paying off the arrears, but insist on using the card for more than two years and keep it for a period of time.

By rolling records, bad records are removed from the credit information system.

The current credit will lead to many banking businesses that you can't get by without commercial loans, so get into the good habit of using credit cards and learn more about them.

Get ready for the solution in the future!