On the one hand, you can provide a large amount of your property or the deposit in the bank account at the same time. The purpose of the bank to do this is nothing more than to doubt the repayment ability of individuals. If you know that you have the ability to repay, they will give you a loan with confidence. Therefore, providing a running account is just a way to prove that you have the ability to repay, which is useless.

You only borrowed more than 300,000 yuan, and the bank will not check it very strictly, so it is easy to approve the loan. You just said that it is feasible to deposit 65438+ 10 million first. You can borrow some money from a friend and deposit it in the bank, then deposit it in the borrower's name, and then make a copy of the passbook and provide it to the bank. It is best not to touch him during the examination and approval of bank qualifications, so it is easy to approve loans. You can withdraw money at will after the loan comes down!

In addition to providing a passbook, you can also provide other large property certificates to the bank, such as other real estate, cars and the like, and you can also provide your fund or insurance policy, which is also possible!

Finally, tell you, don't worry, mortgage loans are easy to approve, because your mortgaged property itself has great value. If this is your first mortgage, the bank will basically not check it!