Shenzhen is an important gathering place for small and medium-sized science and technology enterprises in China, and the demand for bank loans by small and medium-sized science and technology enterprises is also relatively large. In China Industrial and Commercial Bank, the following banks can be selected for loans to small and medium-sized technology enterprises in Shenzhen:
1. China Industrial and Commercial Bank of China Shenzhen Branch Science and Technology Sub-branch: This sub-branch is a branch established by China Industrial and Commercial Bank for small and medium-sized science and technology enterprises in Shenzhen, providing specialized financial services for the financing needs of science and technology enterprises.
2. VIP Customer Department of Industrial and Commercial Bank of China Shenzhen Branch: This department mainly aims at high-quality customers and provides various financial services including loans, factoring and guarantees. It is also suitable for the financing needs of small and medium-sized technology enterprises.
3. China Industrial and Commercial Bank of China Shenzhen Branch inclusive finance Center: This center is mainly for small and medium-sized enterprises and individual industrial and commercial households, and provides financial services including loans for small and micro enterprises, policy-guaranteed loans, bill discounting, etc. It is also suitable for the financing needs of small and medium-sized technology enterprises.
The above three banks are institutions of Industrial and Commercial Bank of China in Shenzhen, and all of them can provide loan services for small and medium-sized technology enterprises in Shenzhen. The specific choice of which bank needs to be considered comprehensively according to the actual situation and financing needs of the enterprise.
2. Which bank should I go to for my company account?
Industrial and Commercial Bank of China, China Bank, China Construction Bank and Agricultural Bank are the best company accounts.
For public accounts, it is essential for current accounts to be supervised and taxed by the central bank, and online transfer operations need to be fast and convenient. In addition, there is a reliable and perfect service system. It is not that the bigger the bank, the better, but that it should be opened according to the development of the company. This is the most suitable policy for you at this stage.
3. What conditions and financial indicators do small and medium-sized science and technology enterprises need to apply for loans from China Development Bank?
First of all, the information and collateral should be reported to CDB for review before the loan.
4. Which bank is the most affordable and useful for Shenzhen enterprises to open corporate accounts?
Depending on the scale of the enterprise, it is generally opened nearby. Are you in Wu Tong, Sungang, Longhua Bagua?