According to the law of our country, husband and wife don't need to bear joint liability for enterprise loans, because the other party doesn't know, and the debt guaranteed is not used for living consumption, so it doesn't belong to the joint debt of husband and wife and doesn't need to bear joint liability. The specific provisions are as above.
The husband is a company legal person, and the wife in debt has the obligation to repay. According to the relevant regulations, during the existence of the relationship between husband and wife, if one party engages in self-employed or contracted business, his income shall be the property jointly owned by the husband and wife, and his debts shall also be paid off with the property jointly owned by the husband and wife. A legal person is an organization that has the capacity for civil rights and civil conduct, enjoys civil rights and undertakes civil obligations independently according to law. The essence of a legal person is that a legal person can have the same civil rights as a natural person and become a civil subject with rights and obligations.
Legal basis:
People's Republic of China (PRC) Civil Code
Article 101 During the existence of the relationship between husband and wife, if one party engages in individual business or contracted business, his income shall be the property owned by the husband and wife, and his debts shall also be paid off with the property owned by the husband and wife.
Article 1065 Husband and wife agree on the property system. Both men and women may agree that the property acquired during the marriage relationship and the property before marriage belong to themselves, all or part of it, and part of it. The agreement shall be in writing. Where there is no agreement or the agreement is unclear, the provisions of Articles 1062nd and 1063rd of this Law shall apply.
The agreement between husband and wife on the property acquired during the marriage relationship and the property before marriage is legally binding on both parties.
The husband and wife agreed that the property acquired during the marriage relationship should be owned by each other, and if the other party knows the agreement, the personal property of the husband and wife should be used to pay off the debts owed by the husband and wife.
Article 1089 At the time of divorce, husband and wife shall pay off their debts. At the time of divorce, husband and wife should jointly pay off their debts. * * * If the same property is not paid off or the property belongs to each other, it shall be paid off by mutual agreement; If the agreement fails, the people's court shall make a judgment.
Company Law of the People's Republic of China
Article 3 A company is an enterprise legal person, which has independent legal person property and enjoys legal person property rights. The company is liable for its debts with all its property. Shareholders of a limited liability company shall be liable to the company to the extent of their subscribed capital contribution; Shareholders of a joint stock limited company shall be liable to the company to the extent of the shares subscribed by them.