Loan application form;

Copy of ID card (including spouse);

Copy of household registration book

Copy of marriage certificate

Personal income certificate or other certificates sufficient to prove their income level (including payroll, tax bill, tax payment certificate approved by the bank, etc.). );

If the real estate is mortgaged or pledged, it shall provide the ownership certificate of the mortgaged (pledged) property, the original collateral evaluation certificate issued by the bank accreditation department and the original pledged property; Proof that the person who has the right to dispose of it agrees to mortgage or pledge;

If a third party provides a guarantee, it must provide the guarantor's identity certificate, the original and photocopy of the household registration certificate, and the guarantor's income certificate (when a natural person guarantees); Business license, legal person code certificate and recent financial statements of legal person guarantor (when legal person guarantees)

Second, personalized information.

When applying for personal housing and shop loans, the borrower must provide the commercial housing purchase contract or commercial housing sales contract, as well as the down payment voucher (invoice, bank payment slip);

When applying for a student loan, you must provide an admission notice issued by an educational unit;

When applying for a loan for studying abroad, you must provide an admission notice or other valid admission certificate issued by the school studying abroad, as well as a passport of the People's Republic of China with an entry visa for the country where the school studying abroad is located;

When applying for decoration loan, you must provide renovation contract and decoration budget, as well as down payment certificate (invoice and bank payment slip);

When applying for a loan for durable consumer goods, you must provide a purchase and sale contract for durable consumer goods, as well as proof of down payment (invoice, bank payment slip);

When applying for business loans (except shop loans), you must provide business license, tax registration certificate, purchase and sale contract and financial statements.

All application materials submitted by the above-mentioned borrowers and guarantors must be original, and copies shall be kept after the authenticity of the materials is confirmed.