I have been engaged in auto finance for many years. I suggest you pay attention to: don't engage in those low down payment cars, besides banks, there are also manufacturers' own financial companies (such as BYD Finance, SAIC Finance, BMW Finance, etc.), especially those businesses with down payment 10% are pits, and the ridiculously high interest rate is nothing. You spend money to buy a car, the property right of the car belongs to the finance company, and the license plate belongs to the leasing company, which means that the car has nothing to do with you. They installed a locator in the car, and two days later the car was quietly driven away by them. What kind of high towing fee, parking fee and liquidated damages are required? Drivers are all thugs raised by the company. Generally, companies put it aside and say it is outsourcing after-sales. Speaking of this, many smart people think, then I will dismantle the GPS locator and not pay back the money. They didn't send it to me. I want to tell you that this has always been a pit, and you haven't removed it. It's really the worst step for them not to find you through thugs. They used the legal alert to say that the car had been stolen. It is natural for people to call the police in the name of their company. Even if you return the car on time within one year, you still want to buy or change the car the next year. These companies are loopholes in the brick law. The companies they register are all layer by layer. If there is a problem, they will run away and close the door. The company at the next higher level said that they were just partners and had nothing to do with us. For example, if a bird buys a car company with a down payment, he will register a number of companies in what bird auto finance, all of which are registered by employees or people who are willing to bear the burden. Anyway, if something goes wrong or they are exposed, the real down payment platform will find someone else to register the company to continue the routine. Generally, the real bosses of such companies are hidden deep. The legal representative is a scapegoat. Recently, many routine companies have set up online carpooling platforms, so that you can get a taxi online when you go. Eighty percent of them are routine companies [covering their faces] [covering their faces] [covering their faces]. Remember never to buy a car with a down payment, and it will be over if you fall into the routine, which you didn't expect. Go to a regular bank for a loan, or buy it in full when you have enough money. I hope I can share it with you.