If you want to find and download the electronic version of the credit student loan contract for your student’s place of origin, follow the steps below:

Step 1: On your computer browser Search "China Development Bank Student Loan Information Network" and click to enter;

Step 2: In the "Login to Student Online Service System" window, check the loan type as "Student Loan from the Place of Origin" and enter your identity ID number, login password, verification code, click "Login";

Step 3: Click "My Loan" to see the loan contract;

Step 4: Click "Export electronic contract", and then click "Download" in the pop-up "New Download Task Window".

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1. Where can I read the electronic version of the loan contract?

When applying for a loan, on the loan confirmation page, you need to check the agreement or contract before submitting it, so you can click to view it directly. As long as the electronic contract complies with the provisions of the contract law, the lending institution itself is formal. Then it is as legally binding as a written contract.

When applying for a loan, don’t neglect to check the contract details, such as loan interest, repayment method, consequences of default, early repayment, etc., which everyone is most concerned about. Be sure to check carefully and find out If there are errors or abnormalities, you should refuse to sign the contract. Otherwise, once the contract is successfully signed, you must abide by the treaty under the legal premise, otherwise you will be legally responsible.

2. Things to note in the loan contract

1. Read the contract carefully. If there is anything you don’t understand, you should consult customer service in time, or ask the bank to explain it in the supplementary terms.

2. Even if it is an electronic contract, it can be found in the personal center after the loan is established. Therefore, it is best to take a screenshot before taking the loan to avoid the electronic version being tampered with after the loan.

In short, the loan contract is very important to the borrower. Many people often ignore this point. Everyone must read the contract before submitting the loan.

3. When can loans from the student’s place of origin be disbursed to students?

Student loans from the student’s place of origin will generally not be disbursed to the student’s account until mid-to-late November. Everyone needs to note that applications for student loans from the student's place of origin are generally made between June and September, and will be reviewed in October. Only if the review is passed, the funds will be approved.

Of course, you can rest assured that you do not need to pay the tuition fees in advance when school starts. You only need to give the receipt code to the school, and the school will naturally enter the information. After the funds are released to the student account, the system will immediately debit the school tuition account.