1. First-hand house: the developer needs to provide development.
Signed a formal commercial housing contract, down payment invoice, transfer certificate provided by the developer, ID card, household registration book, marriage certificate, repayment passbook issued by the entrusted bank designated by the provident fund, (education certificate, professional title certificate)
2. Identity card, household registration book, marriage certificate, repayment passbook issued by the entrusted bank designated by the provident fund, professional title certificate (diploma and professional title certificate) of the seller and transfer passbook (issued by the local bank).
Note: All the above procedures must be handled at the local housing provident fund management center. The loan interest rate of provident fund 1-5 years, 4.4 1%, 6-30 years, 4.86%. In July this year 1, the maximum amount of provident fund loans has been adjusted to 600,000, with the longest service life of 30 years.