The top ten official online lending platforms recognized by the state mainly include: 1, Ping An Hewlett-Packard, 2, Jingdong Finance, 3, Suning Finance, 4, Paipai Loan, 5, Microfinance, 6, Lending Treasure, 7, Xiaomi Loan, 8, 360 Lending Treasure, 9, Spending Money, 10, and.

1, Ping An Pratt & Whitney

Ping An Pratt & Whitney is an online lending platform owned by China Ping An, which is quite reliable in terms of security. There are also many loan products, such as I loan, life insurance loan, excellent mortgage, owner loan and owner loan. Users can choose according to their own needs.

2. Jingdong Finance

Jingdong Finance belongs to the JD.COM platform. The white bars and gold bars of Jingdong Finance can help people in need to borrow money. There are fewer white bars and more gold bars.

3. Suning Finance

Suning Finance should be familiar to many people, and its main loan product is Suning's discretionary payment. The loan amount that can be repaid at will can be as high as 200,000 yuan, mainly because the threshold for applying for the loan amount is low, which can meet the needs of adults over 18 years old, and they can apply if there is no bad record in the credit report.

Step 4 rent a shot

Pat loan is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The auction loan can reach up to 200,000 yuan.

5. Microfinance

"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users.

"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

6. Borrowing is a reception service of Alipay, and its safety index is relatively high. At present, as long as it can meet the Alipay sesame credit score of more than 600 points. The loan amount you can apply for ranges from1000-300,000 yuan.

7. Xiaomi loan

Loan products belonging to Xiaomi financiers provide installment services. The application process is a bit cumbersome, but it supports lending and returning. Generally speaking, it is quite reliable.

8360 IOUs

Its main characteristics are fast lending speed and low application threshold. The daily loan interest rate is as low as 0.027%, which is equivalent to an annual interest rate of 95%. There is no need for a complicated application process, and the mortgage can be repaid as soon as it is applied.

9. Have money to spend

Baidu loan platform can meet the needs of different borrowers according to different loan businesses. The loan method is simple, mainly because the interest is low, and the loan can be repaid as you borrow it.

10, recruit a good term loan.

It is a lending service launched by Zhaolian Consumer Finance, occupying the top ten of formal online loans for a long time. The formality of the platform is self-evident, and the loan amount is generally around 200,000-200,000 yuan. The production line can be recycled within 3 years.

What are the more formal online lending platforms?

Reliable loan platforms include: Ant Lending, JD.COM Gold Bar and Xiaoman Finance.

1, ants borrow it:

Ant Financial Services Group (hereinafter referred to as "Ant Financial Services") started from Alipay and was established in 2004. 20 14 10, Ant Financial was formally established. With the vision of "bringing small and beautiful changes to the world", Ant Financial is committed to building an open ecosystem, helping financial institutions and partners to accelerate their journey to the Internet through the "Internet Booster Program" and providing inclusive finance services for small and micro enterprises and individual consumers.

Borrowing is a loan service launched by Alipay. At present, the application threshold is more than 600 points for sesame seeds. According to different scores, the loan amount that users can apply for ranges from1000-300,000 yuan. The longest repayment period of the loan is 12 months, and the daily interest rate of the loan is 0.045%, which can be repaid with the loan.

At present, the consumer loans issued by e-commerce giants are mainly aimed at the staged consumption scenarios of e-commerce platforms. However, with the continuous accumulation of personal credit data, personal credit loans in non-consumption scenarios are also starting.

2.JD.COM gold bars:

As a sub-brand of digital technology in JD.COM, JD Finance includes personal finance, corporate finance, financial technology and other sectors, and is committed to providing reliable and inclusive digital financial services for individuals and enterprises, helping financial institutions to improve business efficiency, reduce costs and increase revenue, and working with financial institutions to better serve individuals and corporate users.

Online lending platforms rank regularly.

The top ten conscience loan platforms are: Du Xiaoman Finance, Zhong 'an Small Loan, Provincial Loan, 360 IOU, Zhongyuan Consumer Finance, Auction Loan, Real Home Flower Garden, Good Term Loan, Gome Easy Card and Micro Loan.

1, Xiaoman Finance

Baidu's financial services are well buried and the amount of financial services is very high. It will be approved in 30 seconds and will be received soon. Yes 12. Pay it back in installments! In the era of intelligent finance, Du Xiaoman will give full play to Baidu's AI advantages and technical strength, and join hands with financial institution partners to provide reliable financial services for more people with technology.

2. Zhongan Small Loan:

Zhongan Small Loan is an unsecured, pure online consumer credit platform, focusing on providing instant loan services for individuals and small and micro business owners.

The credit line is high: the loan line is 500-500 million yuan, and the installment is long: it can be repaid in 60 installments at the longest, and the interest rate is low: the daily interest rate is as low as 0.02%, and the approval is fast, regardless of the running water, no paper materials are needed, and the formal platform and bank lend money, without face-to-face trial and repayment.

Step 3 save it:

Save it, cash installment loan, with a maximum comprehensive amount of 200,000. It is a credit service platform that provides safe, stable and convenient loan services for young people aged 2 1-45. Provide regular and convenient services for small users.

4360 IOUs

360 IOU is a consumer credit brand under 360 Digital Group, with a maximum loan amount of 200,000. You will have the opportunity to apply between the ages of 23 and 55.

5. Loan at any time:

Anytime loan is a variety of different lending services, and it is also a mobile financial software based on the Internet, with flexible loan amount.

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