1. According to Puyang local treasure's inquiry, the interest rate of the first set of personal housing provident fund loans will be reduced from the current 2.75% to 2.6% for five years or less, and from the current 3.25% to 3. 1% for five years or more.

2. The interest rate of the second set of personal housing provident fund loans remains unchanged, that is, 3.025% for less than five years (including five years) and 3.575% for more than five years.