Chery's financial loan shows that there are two reasons for the outstanding loan. There are two common reasons for not paying bank loans:

1. The bank card is incorrect. When the loan is issued, because the bank card number is incorrect, the system cannot make payment, which will lead to the situation that the loan funds show that the loan has been issued but the money has not yet arrived.

2. If the loan is delayed, the system will display the payment, but the arrival time is delayed, because the arrival time of different bank cards is different, and there will be a delay.