1. Telephone consultation: No matter banks or other lending institutions, you can call their customer service, and the institutions will have specialized personnel to provide you with consulting services. You only need to provide your identity and loan information, and they will help you check and tell you how your loan approval is progressing.

2. Inquiry in official website: Generally, banks or other lending institutions have their own official website. You can inquire about the progress of loan approval in official website. You can enter your account, find the loan progress query in the function bar, and then click Query to know your loan approval progress.

3. Counter inquiry: Small partners who have enough time can also bring their ID cards and loan bank cards and go to the bank counter or the lobby of other lending institutions to inquire. This is also a very convenient way for staff to help you check the progress of loan approval.

4. Contact the account manager: When applying for a loan, it is usually negotiated by the account manager, and the applicant can directly consult the account manager if he has any questions. So you can directly find the account manager who helped you with the loan and ask him to help you inquire, so that you can quickly know the progress of your loan approval, which is also relatively simple and convenient.

5, APP query; Now many banks and some lending institutions have their own APPs, and there will also be a loan progress inquiry bar in the app. Click Query directly to check their loan approval progress through APP.

Among them, online inquiry is the most convenient, taking China Agricultural Bank as an example:

1. Enter the online banking of Agricultural Bank of China, click Personal Service, and then click Loan.

2. After entering the loan page, click the application progress query to enter the loan progress query page.

3. Enter the ID number and mobile phone number, and you can query after logging in.

Extended data:

The loan has been approved, but the loan has not been released. Reason:

1. Although the loan has been approved, there are problems in the process of lending, so I can't lend you money. At this time, you need to communicate with the staff in time.

2. No bank card is bound. After the bank card is bound, the lending institution will lend money. This is the most basic thing for everyone to remember.

3. The speed of appropriation is a bit slow, and the speed at which each institution issues loans is different. Just wait patiently!

In any of the following circumstances, the borrower shall not issue loans:

1, which does not meet the qualifications and conditions specified in Article 17 of Chapter IV of these General Rules;

2, production, operation or investment in products and projects prohibited by the state;

3, in violation of the provisions of the state administration of foreign exchange;

4, the construction project according to the provisions of the state shall be reported to the relevant departments for approval without obtaining the approval documents;

5, production and operation or investment projects without the permission of the environmental protection department;

6. In the process of institutional changes such as contracting, leasing, joint venture, merger (merger), cooperation, division, paid transfer of property rights, and shareholding system reform. , the original loan debt is not paid off, the original loan debt is implemented or the corresponding guarantee is provided;

7, there are other serious illegal business practices.

Reference link: Baidu Encyclopedia: Personal Housing Mortgage Loan? people.cn