Legal analysis: Jinan provident fund, commercial loans can be withdrawn once after buying a house; Provident fund loans and portfolio loans cannot be used for house purchase withdrawal. Subsequent payment of Jinan Provident Fund will not be automatically withdrawn, but you can apply for repayment and withdrawal every year. The withdrawal amount shall not exceed the repayment amount of the previous year 12 months, and the interval between two applications for withdrawal shall not be less than 12 months.

Legal basis: Regulations on the Management of Housing Provident Fund

Thirteenth housing provident fund management center shall set up a housing provident fund account in the entrusted bank.

The unit shall register the housing provident fund deposit with the housing provident fund management center, and go through the formalities for the establishment of housing provident fund accounts for the employees of the unit. Each employee can only have one housing provident fund account.

The housing provident fund management center shall establish a detailed account of employee housing provident fund to record the deposit and withdrawal of employee individual housing provident fund.

Fourteenth newly established units shall, within 30 days from the date of establishment, go to the housing provident fund management center for registration of housing provident fund deposit, and within 20 days from the date of registration, go through the formalities for the establishment of housing provident fund accounts for their employees.

Where a unit is merged, divided, revoked, dissolved or bankrupt, the original unit or liquidation organization shall, within 30 days from the date of the above-mentioned situation, go to the housing provident fund management center to handle the change or cancellation of registration, and handle the transfer or seal-up procedures for the employees of the unit within 20 days from the date of completing the change or cancellation of registration.