Of course, bank loans have little to do with being single. The key is that you should meet their requirements, have stable repayment ability and good credit, and meet the following conditions:

1, a natural person aged 20-55, with full capacity for civil conduct; Have a local permanent residence or long-term residence certificate and a fixed residence.

2. It has a stable and legal income source, has the ability to repay the principal and interest of the loan on schedule, and has a credit rating of BBB or above as assessed or recognized by the Construction Bank.

3. Other loan conditions required by the bank.

4. Banks generally require lenders to provide ID cards, household registration books, marriage certificates (single certificates), education certificates, income certificates, copies of business licenses of their units (with official seals), and other assets certificates (such as real estate or automobiles or large deposits or funds and stocks). ).