The willful loan always shows that the loan is being released, indicating that the willful loan is being released, and the transfer may be delayed during the lending period, so users need to wait patiently. Self-willed loan is a product of Xiamen Rong Yun Zhichuang Financial Services Co., Ltd. The lending speed is determined by the bank transfer speed, and manual intervention is not allowed.

Self-willed loan means that Xiamen Rong Yun Zhichuang Financial Services Co., Ltd. has passed the user's loan application and passed the audit, and the loan is in the state of lending, so the user only needs to wait patiently for the loan to arrive.

Xiamen Rong Yun Zhichuang Financial Services Co., Ltd. was registered on February 24, 20 17 with a registered capital of RMB 50 million. The registration authority is Xiamen Municipal Market Supervision Administration, which belongs to the business service industry. Self-willed loans belong to the credit lending platform.

If the willful loan is in the state of lending for a long time, the user should call the customer service phone number of the willful loan, ask the specific reasons of the customer service, and help solve the problem through the customer service. Under normal circumstances, the willful loan will arrive on the same day.

Loan software generally has three states, namely, being processed, being audited and lending. Being processed means that the user's loan application is being processed; Audit refers to the need to verify the user's loan application; Lending means that the user's loan application has been approved and the loan software has lent money.

Will the willful loan notify the loan success through the APP?

You will be notified by SMS.

Enter the APP port and complete the identity authentication according to the prompts. After approval, click "I want to borrow money" and enter the loan amount and bank card information. After approval, the loan can be successfully realized. Generally speaking, if the willful loan is approved, the loan will be released within 10 minutes. However, if more people apply for loans in the same period of time, it may also lead to the extension of lending time. I suggest waiting patiently.

How long will Suning's willful loan arrive?

Suning Financial's willful loan can be received in 20 seconds at the earliest. In general, the account can be received within 15, and the latest loan will not exceed one day. Overdue payment may be a loan failure; Because before applying for a willful loan, Suning Finance will review it first, and if it is approved, it will enter the lending stage. The loan stage will be audited by the lending institution. If the withdrawal requirements of the lending institution are not met, the loan will fail.

Knowledge expansion:

Suning's willful loan application:

The willful loan belongs to Suning Finance and belongs to the financial app of regular private banks, so there is definitely a requirement for the applicant's personal credit information. If the credit information is not good, the pass rate of applying for willful loans is almost zero.

Suning Financial's loan products are far more than one willful loan, as well as willful payment and wealth loan. If there is a bad use record when using other loan products of Suning Financial, the application for willful loan will be rejected.

The willful loan is open to people who often spend and shop in Suning. If you have never had a consumption record in Suning, you are impressed by the application for willful loan.

The amount of willful loans is mainly shopping and cash withdrawal. Not all users have a withdrawal limit. Some users only spent the shopping amount, but did not withdraw the cash, so it is natural to withdraw the cash.

In the process of applying for willful loans, many small partners can't get through face recognition, which may be caused by the big gap between the photos taken by mobile phones and their ID cards. Once face recognition cannot be performed, the application for willful loan will naturally be rejected.

After all, willful loan is an online loan product, so I still pay more attention to the applicant's online loan big data. If it has become a black account of online loans, or it is overdue at present, it will affect everyone's willful loan application;

Refusing the loan application will affect the credit report:

Refusing a loan application will not adversely affect personal credit information. Although it will be recorded in the credit report, it is not bad information. Moreover, if the applied loan is not connected to the central bank's credit information system, then the relevant situation is generally recorded in big data, not in credit information, and naturally has nothing to do with credit information.

It's just that everyone needs to pay attention. If you often apply for loans, there will be a lot of inquiry records in the name of "loan approval" in the credit information, which may lead to "flowers" in the credit information.

Therefore, it is recommended not to apply frequently in a short time after applying for a loan is rejected. It's best to check the reasons for rejection first, find out the solution to the problem, and then try to collect it. For example, if the credit is not good, it is best to keep it for a period of time before applying for a loan.

If you apply for a loan, you should make good use of it and repay it on time. Otherwise, it will cause overdue situation and bring bad influence to credit investigation.

Self-willed loans indicate that the lending channels are busy. Please try again later.

1. Generally speaking, if you pass the loan review of willful loan,

Release a willful loan within 65,438+00 minutes. However, if more people apply for loans in the same period, it may also lead to the extension of the lending time. I suggest waiting patiently.

2. Sometimes the banking business is busy, and there may be a delay in making money. We just need to wait patiently.

It should be noted that the loan does not mean that the loan is successful, and it may fail in the end. The system can also review customers again to evaluate their latest credit status. If there is something wrong with the customer's latest credit, it is possible that he will not be able to lend it willfully.

4. If the willful loan you applied for always shows that the loan is in progress, you can contact the official customer service of willful loan and consult the customer service staff to see what is wrong.