As a special group, disabled people can apply for a loan to get a funding gap and have the opportunity to reduce some interest if they have a promising project and want to carry it out. When the disabled apply for a loan, they should first consult the local civil affairs bureau or the disabled foundation. If the Civil Affairs Bureau or the Disabled Persons' Foundation happens to have your project funds, you can apply for a discount loan from the Civil Affairs Bureau. If it is the Civil Affairs Bureau, there is no loan for your project. You need to apply for a loan at the bank. When handling, the applicant needs to provide disability certificate, personal identity certificate, income certificate, business license, residence certificate, water and electricity payment list for more than three months and other supporting documents. Different from ordinary loans, when people with disabilities apply for loans, they often need to provide guarantees. Therefore, when applying for a loan for the disabled, the applicant also needs to provide a certificate of willingness to guarantee issued by the guarantor and relevant information of the guarantor. After the above materials are fully prepared, the disabled who apply for loans can apply for loans at the Civil Affairs Bureau or the bank with the materials. The loan amount and interest rate that can be applied for vary with different places, projects and application structures. The subsidy standard per person ranges from 000 to 10000 yuan.