Understand remittance process remittance process:

1. After confirming that the passbook account number and account name provided by the payee are correct, take the cash to the bank and deposit it directly into the payee's account.

I suggest you open an account in the bank, then fill out a wire transfer form, fill in the other party's account number, account name and bank name clearly, and remit money from the account to the payee. This way is the safest. If the payee's account has been cancelled and the account name (or account number) is incorrect, the remittance will be directly returned to your account.

If you have a deposit card of ICBC, you can transfer money directly at ATM, and the remittance through train is very convenient.

4. If it is too much trouble to open an account, you can remit money directly in cash and fill in the wire transfer form for remittance, but you must clearly fill in the account number, account name and bank name of the other party.

Note: 1.2.4 ID card of the remitter is required, and the above remittance fee is charged at 1% of the remittance amount.

The meaning of loan

For the macro-economy, the development of personal loan business has four positive meanings:

1. The development of personal loan business has played a financing role in realizing the consumption demand of urban and rural residents and greatly satisfying consumers' desire to buy;

2. It has played a catalytic and promoting role in starting, cultivating and prospering the consumer market;

3. It has played an active role in expanding domestic demand, promoting production, driving related industries and supporting the sustained, rapid, healthy and stable development of the national economy;

4. It has promoted the adjustment of credit structure of commercial banks, improved the quality of credit assets, improved operating efficiency and prospered the financial industry.

It can be seen that the development of personal loan business is not only beneficial for banks to increase income and spread risks, but also conducive to meeting the consumption needs of urban and rural residents, prospering the financial industry and promoting the healthy development of the national economy.