Transfer the mortgaged house jointly owned by the divorced parties to the original husband and wife; Transfer the mortgaged house owned by one divorced party to the other party. If this is the case, you need to pay off the bank loan. If the bank loan is not clear for the time being, one of the divorced couples can apply to another bank for re-mortgage in his own name, then cancel the real estate license mortgaged in the bank, and then change the name of the mortgaged house. After completing the above steps, you can apply for the name change of the mortgaged house after divorce. Step 1: Divorced couples go to the Housing Authority where the mortgaged house is located to sign online; Step 2: Divorced couples bring online contracts to the tax verification window for tax verification; Step 3: Divorced couples bring tax bills to the registration hall where the mortgaged house is located to handle the transfer procedures of the mortgaged house; The fourth step will be to give a pick-up list after going through the renaming procedure, indicating when to receive the new property right certificate of the mortgaged house; Step 5: Divorced couples pay taxes at the payment window with the bill of lading after the time; Step 6: after paying taxes, take the tax bill to the ticket collection window to get a new property right certificate; Step 7: The transaction is over.

legal ground

Article 1087th of the Civil Code of People's Republic of China (PRC) stipulates that in case of divorce, the joint property of husband and wife shall be handled by mutual agreement; If the agreement fails, the people's court shall make a judgment based on the specific circumstances of the property and the principle of taking care of the rights and interests of the children, the woman and the innocent party. The rights and interests enjoyed by husband and wife in the contracted management of family land are protected according to law.