According to the query of 360 IOUs in official website, the longest installment time can reach 12 months. 360 IOU is a credit technology service brand under Qifu Technology, which was launched in September 2065438+2006. Relying on 360 advanced Internet security technology and core technology advantages such as big data analysis, artificial intelligence and cloud computing, we will focus on the demand for financial services, improve the efficiency of financial services, and provide users with safe and convenient financial technology services.