1. To apply for a farmer's loan, it must be a rural hukou;

2. If you are not from agricultural registered permanent residence, you can apply for a secured loan. Loan guarantee includes three forms: guarantee, mortgage and pledge. Guarantee is to find a guarantor to guarantee the joint liability of the third party; Collateral refers to the registration and guarantee of collateral (such as real estate) and pledged goods (such as certificates of deposit and stocks). ).

First of all, to apply for a consumer loan from a bank, you need to provide the borrower's husband and wife ID card, household registration book, marriage certificate and loan use certificate (such as renovation contract, car purchase contract, etc.). ), list and other basic information, issued by the income certificate, salary running water, etc. To apply for collateral, you need to provide a copy of the collateral property certificate and check the original.

Secondly, sign loan contracts and guarantee contracts with banks and handle notarization. If the collateral is pledged, it is necessary to go through the mortgage registration procedures.

Finally, open an account and issue a loan.

3. If it is an enterprise loan, you must provide basic documents, articles of association, capital verification report, loan card, statements, resolutions of the board of directors (shareholders' meeting), purchase and sale contracts, etc.