Judging from the situation.
1. Bank Reason: The system of the Postal Savings Bank is out of order, or Zaina is upgrading, so it is impermanent to use the withdrawal function. However, this situation is quite special, and official website will inform you. This needs to wait for the system to return to normal before it can be used, and it also needs approval before it can be used again.
2. User's reason: We mainly use the account of this bureau to think that there is no credit condition, which is not enough. Compared with failing to perform business on time, it is like leaving bad credit on credit.
3. Furthermore, the user's current qualification is not like adding a lot of liabilities after the quota, the credit information has also changed, and the repayment ability is not as stable as before.
2. How to apply for a loan from China Postal Bank?
When applying for loan business from China Postal Savings Bank, we must pay attention to the following questions: Application location: You should carefully distinguish that only the business outlets corresponding to the plaque with the words China Postal Savings Bank can handle loan business. Application materials: you can go to the above outlets with your ID card, relevant supporting materials and local household registration certificate. In addition, our customer service manager will also give you detailed answers and explain the matters needing attention. Due to the different business processes of branches around the country, I can't explain them to you one by one. You can call 95580 for manual consultation, or you can call 95580 for personal loan project online 95580 to wish you a happy loan!
3. How to get a personal loan from the Postal Savings Bank?
Personal loan process of Postal Savings Bank:
1. loan application: the lender applies for a loan from the bank.
2. Credit rating evaluation: the bank evaluates the credit rating of the lender.
3. Loan investigation: The bank conducts business investigation on the legitimacy, safety and profitability of the lender.
4. Loan approval: The bank shall approve the loan in accordance with the loan management system of loan approval and loan approval classification separation.
5. Signing a contract: the bank signs a loan contract with the lender.
6. Loan issuance: The bank issues loans on schedule according to the loan contract.
7. Post-loan inspection: The bank conducts follow-up investigation and inspection on the lender's execution of the loan contract and the lender's operation.
8. Loan repayment: When the loan expires, the lender shall repay the loan principal and interest in full and on time. If it is necessary to extend the loan, it should apply to the bank for extension before the loan expires, and the bank will decide whether to extend the loan.