1. Generally speaking, after an individual applies for a mortgage loan, most banks will lend money 1-2 months after signing the loan. If the bank is short of money, such as applying for a loan at the end of the year, the time for lending will be slower, which may take about 2-5 months.

2. How long the mortgage can be released depends on whether it is a commercial loan or a provident fund loan. If it is a commercial loan, generally speaking, the loan time is relatively fast, and most of it can be lent in 1-2 months.

3. If it is an applied provident fund loan, because the provident fund loan needs to be applied to the local provident fund management center and then transferred to the local bank to apply for the loan, there are many procedures and processes for examination and approval, and the examination and approval time is slow, but the time for lending the provident fund loan is even slower, and it usually takes about 2-6 months to lend.