Personal loans of China Bank are automatically deducted twice a day. On the morning of the repayment day, the loan account will be automatically debited once before the business starts, and the second automatic deduction will be made after the business ends on the same day (normally, automatic deduction will be started every night 18, so it is recommended that you deposit enough funds in advance to avoid overdue), and the loan account will be repaid according to the principle of "as much as you can deduct" (in case of deduction as usual on Saturday, Sunday and legal holidays, no). If the agreed repayment date is 3 1, etc. Other special months without this date will be deducted on the last day of the month.

If your loans overdue does not affect the automatic deduction method of the system, it is still twice a day. When you are overdue, the system will execute the deduction mode. If you don't pay back, the system will automatically deduct money from your account every day.

Except for loans entrusted by BOC (for example, the Housing Provident Fund Management Center entrusts us to deduct housing provident fund loans), the above deduction method is applicable to all kinds of personal loans of BOC.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.