Look at the nature of your house. If it is a big property right, no problem. The bank will pay off the money behind you. What's left is that you pay the bank back every month.

Now that you have paid the down payment, it means that you want a loan, and the rest of the house payment depends on your actual situation. If you need a lot of money in the near future, you can borrow money and take the form of bank mortgage. Otherwise, pay in full.