Seventy percent. According to Sohu's query. Com, People's Republic of China (PRC) Ministry of Construction 200 1 issued the document "Measures for the Administration of Mortgage Loans" in Article 5, which stipulates that the maximum loan amount is 70% of the house appraisal. The real estate license is a mortgage loan and can be used as a loan. To apply for a loan through real estate license, the consent of the holder and someone must be obtained, and it shall be handled jointly by * * *. In addition to the value of the house, the loan amount is also related to the user's repayment ability and credit history.