You didn't say whether it is equal principal and interest or the loan method in average capital, but according to what you said, it should be equal principal and interest. In this case, for the five-year period, the total principal and interest is 1 17256.42 yuan, that is, 1954.27 yuan per month (even number). . . . You earn 2000 yuan a month, how dare you borrow it for five years?
Two, the loan to the Agricultural Bank of 6.5438+0.5 million yuan, with a monthly income of 5,000 yuan. How much should I repay the principal and interest every month after a five-year loan? Buy a house
The benchmark interest rate of commercial bank loans is 4.9%, and the loan is 654.38+0.5 million yuan, with equal principal and interest for five years. The monthly repayment amount is 2823.82 yuan, and the total interest is 654.38+0.9429 2 yuan.
3. What is the monthly down payment of 5,000 yuan?
According to 6,543,800 yuan, the monthly loan for 20 years is 5,000 yuan.
If you buy a house for the first time 1 10,000, with a down payment of 300,000 and a loan of 700,000, and the loan period is 25 years, then the monthly payment is 4,450 yuan.
For the specific monthly payment, we should choose the specific loan method: provident fund or commercial loan; Secondly, it depends on the loan period, 5-25 years, which is selected according to your own situation; Finally, if you repay the principal and interest in equal amount, or the principal in equal amount, the monthly payment will be different.
4. The loan of Agricultural Bank is 6,543,800+0.5 million yuan, with a monthly income of 5,000 yuan. How much should I repay the principal and interest every month after a five-year loan? Buy a house
You didn't say whether it is equal principal and interest or the loan method in average capital, but according to what you said, it should be equal principal and interest. In this case, for the five-year period, the total principal and interest is 1 17256.42 yuan, that is, 1954.27 yuan per month (even number). . . . You earn 2000 yuan a month, how dare you borrow it for five years?