Industrial and Commercial Bank of China Anshan Branch
In order to strengthen the service guarantee of personnel related to epidemic prevention and control. Any medical staff and staff involved in epidemic prevention and control, as well as confirmed patients and suspected persons and their spouses, whose personal loans and credit cards overdrawn at ICBC during the epidemic period are overdue due to inconvenient repayment, are not considered as breach of contract and will not be included in the list of default customers.
Agricultural Bank of China Anshan Branch
Implement differentiated credit policies for individuals affected by the epidemic. For those who have temporarily lost their source of livelihood due to the epidemic, we will flexibly adjust the repayment arrangements of personal credit such as housing mortgage, credit card and farmer loan, and reasonably postpone the repayment time. Under the premise of complying with laws, regulations and regulatory provisions, personal loans and credit card overdrafts of medical, military and police personnel and government personnel who participated in epidemic prevention and control during the epidemic period are overdue, which will not be regarded as a breach of contract for the time being, and will not be included in the list of defaulting customers, and no penalty interest will be charged. Personal loans, credit card overdrafts and farmers' loans overdue caused by epidemic and non-personal subjective reasons are not regarded as breach of contract, are not included in the list of defaulting customers, and no penalty interest is charged.
Due to the impact of the epidemic, many institutions have issued relevant announcements, and people whose income and life are affected by the epidemic can enjoy benefits such as deferred repayment without affecting credit information.
Loan repayment was delayed during the epidemic.
On February 1, the People's Bank of China and other five departments jointly issued the Notice on Further Strengthening Financial Support for Prevention and Control in novel coronavirus. For qualified users, they can flexibly adjust the repayment plan of personal credit such as housing mortgage and credit card, and reasonably postpone the repayment period. If the repayment is overdue due to inconvenience during the epidemic, it will not be included in the credit record.
As a result, major banks, consumer finance and licensed lending platforms have responded to the call of the state and issued relevant announcements. We have taken stock of the countermeasures of banking financial institutions, so you can know about them.
The bank introduced the "war epidemic" policy and injected "cardiotonic agent"
You can directly consult the customer service of the platform to postpone the processing, or you can borrow it from your family and friends first.
This question is very tangled. If not, ask a friend's house for help. It will be bad for your credit first.