There is only one case, the loan is paid off and the refinancing is locked. This is because users do not meet the conditions for subsequent loans and cannot continue to apply for loans. At this time, users need to keep good credit records and wait for the banking system to re-evaluate.

Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out in the form of loans, which can meet the demand of supplementary funds for social expansion and reproduction.