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Conditions for converting commercial loans into provident fund loans
Legal analysis: loan conditions for transferring commercial loans to provident fund: 1. The applicant's credit is good.

Ok, there is no overdue behavior. 2. The original commercial housing purchase loan is also

Pay the housing accumulation fund normally in the local area for one year or more. 3. The loan business needs to be lent to the borrower who accepts the original housing lender.

Or spouse application, the applicant must confirm to the bank that the housing loan is also available.

If it is not settled, apply to the bank for early settlement of the loan. silver

If the bank agrees, it can handle the next business.

Legal basis: Article 24 of the Regulations on the Administration of Housing Provident Fund.

One of the circumstances, you can withdraw housing provident fund from the employee account.

Savings balance: (1) Purchase, construction, renovation and overhaul of owner-occupied housing (2) Retirement and retirement (3) Total loss of working ability and accompanying orders.

Dissolution of labor relations (4) settlement abroad (5) compensation.

(six) the principal and interest of the mortgage, the rent exceeds the family wage income.

Prescribed proportion.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.