because

You pay in advance for each installment.

The money has been paid back.

Also charge "interest"

So the annual interest rate of this loan should refer to the same amount.

principal and interest

calculate

Annual interest rate of loan

The total "interest" in five years is 65438+ ten thousand yuan.

= 100000* 15.5%

= 15500 yuan

"Interest" in each issue

= Total Interest/Number of Periods

= 15500/60

=258.33 yuan

Principal payable for each period

= principal/number of cycles

= 100000/60

= 1666.67 yuan

Principal payable for each period

= "Interest per installment+principal payable per installment".

=258.33+ 1666.67

= 1925 yuan

Total repayment

= principal+total "interest"

= 100000+ 15500

= 1 15500 yuan

The annual interest rate of the loan is 5.82 1694%.

The loan amount is 654.38 million yuan.

The loan term is 60 months.

The total repayment amount is 1 15500 yuan.

The total interest is 15500 yuan.

Monthly repayment 1925 yuan.

Na, please