Complaints can be made through China Internet Finance Association. If you encounter the following problems when applying for online loans, you can complain to the mutual fund association:

1. Improper collection: violent collection, address book explosion, door-to-door beating, insult, etc.

2. Unusually high interest rates: conventional loans and usury.

3. Invasion of personal privacy: spreading personal phone numbers or personal information, causing personal reputation damage.

4. Repeated credit granting: no risk control and free lending.

Online loan complaint process:

1. Log in to version 6.7.0 of China Internet Finance Association.

2. Click the reporting platform on the right side of the home page.

3. Submit the complaint information.

Warm reminder:

1. The same whistleblower can submit up to 5 complaints every day.

2. It belongs to peer-to-peer lending, including personal peer-to-peer lending (P2P peer-to-peer lending) and online microfinance.

3. Do not accept reports that have been accepted or handled by administrative organs, judicial organs and arbitration institutions;

4. Keep in mind the report inquiry code, and you can inquire about the handling of complaints; 5./kloc-Initial inspection within 0/5 working days;

6. It is recommended that you keep evidence such as chat records and loan contracts, and upload relevant information on the complaint page.

Other more complaint platforms:

1, China Internet Reporting Center

2. Bank of China Insurance Regulatory Commission

The ways to complain about online loans are:

1. Online Complaint: Borrowers can log on to China Internet Finance Reporting Information Platform to report, select the corresponding reporting type, and then submit relevant reporting information.

2. Gather complaints and complaints: The borrower can also log on to the website of a third-party reporting agency, click "I want to complain" on the home page, then log on to his personal account, select the reporting type, fill in the reporting platform and reasons, and click Publish.

Conditions for applying for small loans:

1, Chinese mainland residents aged 18;

2. Have a stable address and work or business place;

3. Have a stable source of income;

4. Without a bad credit record, the loan cannot be used for stock trading or gambling.

5. Other conditions required by the bank.

Microfinance processing flow:

1. Submit an application to a local bank or lending institution;

2. Prepare various materials required for the loan;

3. Face-to-face signing of banks or lending institutions;

4. The bank examines the qualifications of the lender;

5. Approved and successful loans.