China Industrial and Commercial Bank's e-wallet is a comprehensive service scheme for online retail business launched by China Industrial and Commercial Bank to its partners. Individual customers served by partners, whether holding ICBC debit cards or credit cards, can open an electronic account through the online platform of partners without going to the bank counter, and can apply for ICBC account management, fund management, payment and settlement, investment and wealth management, loan financing and other retail financial services on the platform through the electronic account.
Simply put, ICBC e-wallet is a virtual wallet embedded in a third-party platform. This wallet can collect money, buy goods on a third-party platform, and increase the value of wealth management in the wallet. After opening, you can handle online retail financial services such as account management, payment and settlement, investment and wealth management, and micro-loans. Provide customers with cash loans or scene loans directly through the merchant platform, in which the electronic account is used as the bottom account of credit.
Icbc e-wallet provides member services such as account, payment, balance management and micro-credit consumption to C-end users. Provide customers with cash loans or scene loans directly through the merchant platform, in which the electronic account is used as the bottom account of credit.
In addition, it also has the services of docking money funds, purchasing insurance and applying for bank cards online.
The launch of ICBC's e-wallet has solved the pain points of merchants without consumer finance licenses and high capital costs in the past. It provides services such as money fund docking, insurance purchase and online bank card application, which enhances the financial service function of the platform.
Expand:
ICBC China Industrial and Commercial Bank is a financial institution engaged in deposit and loan, settlement and cash management. Founded in June 1 984 65438+1October1,it is a large state-owned bank managed by the central government.
The Bank's main businesses include: corporate deposits and loans, inclusive finance, institutional finance, settlement and cash management, trade financing, investment banking, etc. On June 27th, 2006, it was listed on both Hong Kong Stock Exchange and Shanghai Stock Exchange.
On August 27th, 20021year, the interim report of 20021year issued by China Industrial and Commercial Bank showed that ICBC achieved operating income of 426.4 billion yuan in the first half of 20021year, up by 6% year-on-year; The net profit attributable to shareholders of the parent company was 65.438+063.473 billion yuan, a year-on-year increase of 9.86%.