Yin Xin belongs to a P2P company. First of all, P2P is also a legal and compliant mode. The biggest problem is that risk control measures are not in place Even some P2P companies are financing their affiliated enterprises. There must be high risks behind high returns, so we must be cautious. According to incomplete statistics, nearly 1500 P2P companies have run away, closed down and fallen into redemption crisis in the last three years, and the government has only recently begun to investigate the illegal financing problems that P2P companies may involve, which may form a domino effect in the P2P field, so it is not recommended to invest in P2P for the time being. If you have spare money to invest, you can consider fixed-income wealth management products, mainly bond trust products. This risk will be smaller, but the benefits are not as high as P2P. The investment starting point of bond trust will be relatively high, generally 500 yuan or 1 10,000 yuan, which is basically the investment field of high net worth people. Of course, there are many creditor's rights transfer products designed by companies now, which are equivalent to the second resale of trusts, and the income is basically the same, but the investment starting point will be greatly reduced by 50,654.38+10,000 or 200,000. My hands are cold, so I won't knock If you don't understand, please email me, sun90000 @126.com.