At present, the annual interest rate of bank loans is as follows: \x0d\ 4.85% for loans within six months (including six months) \ x0d \ 4.85% for loans from six months to one year (including 1 year) \ x0d \ 5.40 for loans from one to three years (including three years). The monthly payment and total interest of the loan of 6,543,800,000 yuan are as follows: \ x0d \ x0d \ annual equal principal and interest repayment method: \ x0d \ total loan amount 65438. Number of repayment months \x0d\ Monthly repayment amount is 682.25 yuan \x0d\ Total interest payment is 63,740.38 yuan \x0d\ Total principal and interest is 65,438 yuan+063,740.38 yuan \x0d\ Equal principal and interest repayment method is 30 years: \x0d\ Total loan amount 100000.00.

What is the half-year loan interest rate?

Half-year loan interest rate refers to the interest rate used by enterprises or other capital-demanding units to borrow from banks. The semi-annual interest rate is generally the annual loan interest rate divided by 2, and some institutions will have a separate loan interest rate of 6 months. The calculation formula of interest rate is: interest rate = interest ÷ principal * 100%.

12000 how much is the bank interest for half a year?

At present, the half-yearly interest rate of bank loans is 4.35%, and the half-yearly interest of 12000 yuan is 26 1 yuan. The calculation method is as follows:

12000 * 4.35% 2 = 26 1 yuan

How much is the interest on the bank loan?

The loan interest rate for one year to three years (including three years) is 4.75%, and the loan interest rate for more than five years is 4.9%.

Loan means that banks, credit cooperatives and other institutions lend money to units or individuals who use money, and generally agree on interest and repayment date. Loans in a broad sense refer to loans, discounts, overdrafts and other borrowing funds. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development.