65,438+0,700,000 yuan is divided into 65,438+00 years. If calculated according to the annual loan interest rate of LPR 4.60%, the total interest is * *174617.48 yuan, the total repayment is 8746 17.48 yuan, and the monthly payment is 7288 yuan.

2. The user borrows 700,000 yuan and repays the mortgage for 30 years, with an annual interest rate of 4.9%. If repayment is made in the form of equal principal and interest, the monthly repayment will be 3,765,438 yuan +05.09 yuan, and the total interest will be 6,374,365,438 yuan +0.34 yuan.