After paying off the car loan, the borrower must go through the mortgage cancellation registration formalities at the vehicle management office and get back the car property certificate.
When handling the mortgage cancellation registration procedures, the following materials must be prepared:
1. Valid identification documents of the borrower, the applicant and the vehicle owner;
2. The loan contract signed with the bank;
3. Loan repayment card;
4. Original motor vehicle registration certificate.
2. What procedures do I need to go through after the loan is paid off?
1. What procedures do I need to go through after the loan is paid off?
1. What procedures are needed after the loan is paid off?
(1) Handle the mortgage cancellation procedures with the loan bank;
(2) refund procedures;
(3) Refund procedures, if any; If it is a loan, you only need to take the cancellation form, other warrants and the bank's ID card to the administration.
2. Legal basis:
Article 21 of the Interpretation of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Commercial Housing Sales Contract Cases.
In the case of a commercial housing sales contract with secured loan as the payment method, if one party requests to confirm that the commercial housing sales contract is invalid or to cancel or terminate the contract, if the secured party files a lawsuit as a third party with independent claim, it shall be tried together with the commercial housing secured loan contract; Not to mention the house sales contract; If the guaranteed party has a separate contract for the secured loan of commercial housing, it can be tried together with the commercial housing sales contract; After the commercial housing sales contract is confirmed to be invalid or cancelled or dissolved, the seller of the commercial housing secured loan shall return the principal and interest received to the guaranteed party and the buyer respectively.
Two, after the loan is paid off, what materials need to be prepared to cancel his warrants?
1, application form for cancellation of other rights;
2. The applicant's identity card;
3. Certificate of other rights;
4. Bank repayment certificate;
5. If entrusted, the trustee shall hold the power of attorney in his own capacity.
3. What procedures do I need to go through after the house loan is settled?
After the house loan is settled, the procedures to be handled are as follows: 1. After the house loan is paid off, you need to go through the formalities at the bank where the loan is located and get his property right certificate. The bank will stamp the official seal on the other party's property right certificate and write down the cancellation opinions, such as: the loan has been applied, and you agree to cancel the mortgage; 2. Then, the property owner holds the original real estate license, other warrants and ID cards to the mortgage department of the local property housing security and real estate administration for mortgage cancellation registration; 3. If there is more than one name on the property right certificate, at least one property owner must be present, and the original ID cards of other property owners can also be handled. If there is a minor's name, the guardian must bring a certificate to prove the identity of the guardian. The specific process of personal housing mortgage loan is as follows: 1. The Lender entrusts the Company to handle the loan procedures and submit the corresponding materials required for the loan; 2. Handling mortgage, pledge and pledge evaluation reports; 3. Submit the loan application form to the loan bank, sign loan contracts and various agreements, and go through notarization and insurance procedures; 4. Bank approval; 5, the real estate bureau for mortgage registration, for his right certificate; 6. The bank confirms and issues loans. Legal basis: Article 408 of the Civil Law of People's Republic of China (PRC), if the mortgagor's behavior is enough to reduce the value of the collateral, the mortgagee has the right to request the mortgagor to stop his behavior; If the value of the collateral decreases, the mortgagee has the right to demand the restoration of the value of the collateral or provide a guarantee corresponding to the decreased value. If the mortgagor fails to restore the value of the collateral or provide guarantee, the mortgagee has the right to demand the debtor to pay off the debt in advance.